Chime – Mobile Banking
com.onedebit.chime
by Chime
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About this app
Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.
Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
BETTER BANKING
A high-powered checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.
EASY SAVINGS
With automatic savings tools and a high-yield savings account1, your small habits can make big strides with Chime.
EARLY PAYDAY
Why wait for payday? When you direct deposit with Chime you get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.
SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.
ANYTIME SECURITY AND SUPPORT
Keep your money and accounts safe with a modern set of features and 24/7 live human support.
SPOTME®
Get fee-free overdraft coverage up to $200* on Chime debit and credit card transactions and in-network ATM withdrawals.
–––––
The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
†Chime is recommended by more of its users than that of any brand in the survey per 2024 Qualtrics® NPS score. THE #1 MOST LOVED BANKING APP is a Registered Trademark of Chime Financial, Inc.
¹Chime Checking Account required to apply.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.
*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.
§The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.
**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer
2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.
4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.
‡‡Late payment may negatively impact your credit score. Results may vary.
FICO® Score triggers a disclosure: Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. See Experian.com for details.
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
BETTER BANKING
A high-powered checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.
EASY SAVINGS
With automatic savings tools and a high-yield savings account1, your small habits can make big strides with Chime.
EARLY PAYDAY
Why wait for payday? When you direct deposit with Chime you get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.
SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.
ANYTIME SECURITY AND SUPPORT
Keep your money and accounts safe with a modern set of features and 24/7 live human support.
SPOTME®
Get fee-free overdraft coverage up to $200* on Chime debit and credit card transactions and in-network ATM withdrawals.
–––––
The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
†Chime is recommended by more of its users than that of any brand in the survey per 2024 Qualtrics® NPS score. THE #1 MOST LOVED BANKING APP is a Registered Trademark of Chime Financial, Inc.
¹Chime Checking Account required to apply.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.
*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.
§The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.
**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer
2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.
4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.
‡‡Late payment may negatively impact your credit score. Results may vary.
FICO® Score triggers a disclosure: Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. See Experian.com for details.
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
What's New
Looking at her like what? I’m not looking at her in any special way. I’m looking at her like I’ve been looking at her for eleven years…since the day she came home from the hospital. Six pounds, eleven ounces, twenty-one inches long. This is how I look at her! Can I hug her?? Oh, she’s so beautiful. And so big! Whoever guesses what movie that’s from gets bug fixes and performance updates. Just kidding, you get that regardless. If you must know, that’s Chessy's iconic speech from The Parent Trap.
App Information
Version Name
5.221.0
Version Code
110898
File Size
116.7 MB
Minimum OS
Android 10+
Target SDK
Android 33
Developer
Chime
Contact
Website
Content Rating
Everyone
Package Name
com.onedebit.chimePermissions Required
This app may request the following permissions:
Recent Reviews
hu trillz
2.0★
2 years later from when I called out this issue and no change .. I believe that most people would agree that when viewing "Transactions" whether in credit builder or checking account, it should show us our total balance at-the-time, below the amount of the transaction. For instance, if I had $23 then spent $5, below the $5, should say $18. it would help so much when tracking our spending. and it would affect nothing negatively to add that basic feature.
Sara
1.0★
Not an accurate reflection of account activity. Personal experiences: Account will be refunded, and the next day, it dissappears, or I'm waiting on a refund & 2 wks later the app still doesn't show it nor my funds but a team member confirms I received it after only 3 days. I've had disputes not show, transactions missing for entire months, and more. Not only do I not recommend the Chime app, but I don't recommend this online banking platform. If ever there is an issue...!!!
Justice Stewart-Chase
4.0★
I've been using Chime for years, and it's such a great banking app. No transfer fees, no overdraft fees, fee-free atms all over the place, direct deposit is lightning fast, and the user interface is fairly manageable. The one issue I've had recently, I'm not sure if it was with the last update but, there's a glitch where if I transfer a certain amount of money, chime transfers it twice, although I only did one transfer. Please fix.
Kevin Powers
4.0★
This app is by far the best.. Just one issue I found today where part of my debit history is missing. June, July, Aug, and Sept are missing but I can see before and after that. Otherwise, this app has a bunch of analytics to track the different categories of what Ive spent so I have been able to crack down on over spending. Chime support was great too! Went from ai chat to real person chat to a phone call in a very short amount of time. My missing history might be a common glitch in the app..
John Jenkins
1.0★
Be very careful and watch your money very closely. You add up all your transactions and you'll realize you are short money. This go around I was short like 110 dollars. And they do not report accurate information to credit bureaus. So if you use that "Credit Builder" Card. Good luck. They don't report payments a lot of the time. they don't report accurate numbers. Just be very cautious. This account has been a huge pain. and trying to get help is so aggravating. They use AI for support.
Devyn Bytendorp
5.0★
I love this banking app! No fees for overdraft, I get paid 2 days earlier and if I need a payday advance, they do that too, without fees! The app is easy to use, the layout is easy to navigate. You can even deposit paper checks to your account, from your phone! They also have a credit card that builds your credit. I have direct deposit and my paychecks can be automatically split between my checking, savings and credit builder accounts. If I could give it more than 5 stars, I would.
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