PhonePe UPI, Payment, Recharge
com.phonepe.app
by PhonePe
Screenshots
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About this app
PhonePe is a payments app that allows you to use BHIM UPI, your credit card & debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline & online stores. You can also invest in mutual funds & buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance & banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan & Pay via QR Code at local stores like kirana, food, medicines etc.
Buy/Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare/Buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens & families
Car & Two Wheeler Insurance
- Browse & get India’s most popular bike & car insurance
- Buy/renew your car & bike Insurance in less than 10 minutes
Other Insurance
- PA Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business & leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.
PhonePe Lending
Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey.
Repayment Period: 6 - 36 Months
Maximum APR: 30.39%
Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 24.49% per annum
Processing Fee: ₹2,500 (2.5%)
GST on Processing Fee: ₹450
Total Interest: ₹13,756.27
EMI: ₹9,479.69
Maximum APR: 30.39%
Amount Disbursed: ₹97,050
Total Repayment Amount: ₹1,13,756.27
We offer loans from some of India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, and Credit Saison India.
Mutual Funds & Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to ₹46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth & stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline & online outlets and across the PhonePe app.
Manage your refunds
- Manage & track refunds from your favorite shopping websites on PhonePe.
For more details, Visit www.phonepe.com
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance & banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan & Pay via QR Code at local stores like kirana, food, medicines etc.
Buy/Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare/Buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens & families
Car & Two Wheeler Insurance
- Browse & get India’s most popular bike & car insurance
- Buy/renew your car & bike Insurance in less than 10 minutes
Other Insurance
- PA Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business & leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.
PhonePe Lending
Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey.
Repayment Period: 6 - 36 Months
Maximum APR: 30.39%
Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 24.49% per annum
Processing Fee: ₹2,500 (2.5%)
GST on Processing Fee: ₹450
Total Interest: ₹13,756.27
EMI: ₹9,479.69
Maximum APR: 30.39%
Amount Disbursed: ₹97,050
Total Repayment Amount: ₹1,13,756.27
We offer loans from some of India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, and Credit Saison India.
Mutual Funds & Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to ₹46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth & stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline & online outlets and across the PhonePe app.
Manage your refunds
- Manage & track refunds from your favorite shopping websites on PhonePe.
For more details, Visit www.phonepe.com
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim & let user choose
Microphone: to carry out KYC video verification
What's New
India's most trusted financial app, now reimagined for you:
1. Check your credit score & get a loan instantly.
2. Apply for the PhonePe credit card & enjoy rewards on every spend.
3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.
4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.
5. Experience a fresh, modern interface for effortless payments using UPI & cards.
1. Check your credit score & get a loan instantly.
2. Apply for the PhonePe credit card & enjoy rewards on every spend.
3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.
4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.
5. Experience a fresh, modern interface for effortless payments using UPI & cards.
App Information
Version Name
24.05.03.0
Version Code
24050303
File Size
173.0 MB
Minimum OS
Android 7.0+
Target SDK
Android 33
Developer
PhonePe
Contact
Website
Content Rating
Everyone
Package Name
com.phonepe.appPermissions Required
This app may request the following permissions:
Recent Reviews
Balasubramanian S
1.0★
I know I'm not the first person to give this feedback but the new UI is a disaster. I don't know what you did in the background and if it was a tech stack upgrade but it spoiled everything. Using the app without the dark mode is the most unpleasant experience. The previous version itself was amazing and we all got used to it very well. As a user I don't see a need for a new UI. You have tried to fix something that was not broken. Please bring back the old UI.
Shivamani Beemanadham
5.0★
Best And Superfast App...But, not working properly from the last month. I can scan any barcode and make the payment through it. But, when opt for mobile transfer to any person, my keyboard does not pop up. Not at all. Please help, as I tried everything. I cleared its data, cache, and even unistalled & reinstalled the app. But, all in vain. I have not been able to understand the problem even after looking for it on google & Youtube.
Swapnil T.
1.0★
The PhonePe app works great overall, but I have one suggestion. The PDF statements downloaded from payment history show the transaction date and amount, but they don’t include the notes or remarks we add while making payments. If those notes could be included in the PDF statement, it would be much easier to identify the purpose of each transaction. This small update would really help in keeping better records.
Srinivas Rao
1.0★
In recent days the biometric isn't working properly. the app doesn't ask for biometric at all even after re-enabling the security option or restarting the phone. seems to be a glitch from the app. it logins directly which isn't a good way for such an app. note: restarting the app, clearing the cache, uninstalling and reinstalling everything was done. still no use, it doesn't work the way it used to. I can't raise a support ticket as well.
kartheek Reddy Jonnalagadda
1.0★
showing alert as you have received the scratch card but not ableOkay, so I got a notification that I won a scratch card, which was exciting! But then I couldn't actually *find* the darn thing anywhere on the app. I spent ages searching, and even checked all the usual places, but nothing! Now, a few days later, it says the scratch card has expired, what a bummer. Seriously, what's the point of winning if you can't even use it?! to find it where it is. after few days showing as expired
Vipul Rathore
2.0★
a great app . but there is a problem if I send money to someone via phone no then i cannot remove them from the "payments & chats" section i think there should be an option to hide someone in "payment &chat" bcz we have to pay to random people sometimes and it's annoying seeing there name on top. it was very annoying for me. Edit: I don’t want the transaction history to be deleted — I just wish there was an option to hide people in the “Payments & Chats” section.
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