IDFC FIRST Bank icon

Phone

IDFC FIRST Bank

Finance IDFC FIRST Bank Ltd. ⭐ 4.80 10,000,000+

Banking app to make UPI fund transfers, credit card payments & check A/C balance

Version 2.1 220.5 MB

Screenshots

No screenshots available yet.

Permissions Explained 37 permissions requested View details

This app requests 37 permissions. The table below explains what each permission may allow and what users should review before installing.

Status Permission What it means Why it may be used User safety note
Common Internet access android.permission.INTERNET Allows the app to open network connections and communicate with online services. Commonly used for streaming, syncing, login, ads, analytics, downloads, cloud features, and app updates. Common permission. Review the app’s behavior if it does not appear to need online access.
⚠️ Sensitive Camera access android.permission.CAMERA Allows the app to use the device camera. Used for QR scanning, taking photos, video calls, document capture, AR features, or profile images. Sensitive permission. Grant only when camera features are expected.
⚠️ Sensitive Microphone access android.permission.RECORD_AUDIO Allows the app to record audio from the device microphone. Used for voice messages, calls, video chat, speech search, audio recording, or voice commands. Sensitive permission. Only grant it to apps where microphone use is expected.
⚠️ Sensitive Read external storage android.permission.READ_EXTERNAL_STORAGE Allows the app to read files from shared device storage. Used by media players, file managers, backup apps, editors, upload tools, and document apps. Sensitive permission. Review carefully if the app does not need access to files or media.
⚠️ Sensitive Modify external storage android.permission.WRITE_EXTERNAL_STORAGE Allows the app to write or modify files in shared device storage. Used for saving downloads, media files, exports, edited documents, backups, or cached content. Sensitive permission. Make sure file access matches the app’s purpose.
ℹ️ Review Download Without Notification android.permission.DOWNLOAD_WITHOUT_NOTIFICATION This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Use Fingerprint android.permission.USE_FINGERPRINT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Read phone state android.permission.READ_PHONE_STATE Allows the app to access phone status and device-related information. Used for call handling, carrier services, device identification, account security, or playback interruption handling. Sensitive permission. Review whether the app has a clear phone-related reason.
ℹ️ Review Read Phone Numbers android.permission.READ_PHONE_NUMBERS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Precise location android.permission.ACCESS_FINE_LOCATION Allows the app to access the device’s precise location when granted by the user. Used for maps, navigation, local recommendations, weather, rideshare, nearby devices, or location-based content. Sensitive permission. Grant only when location access matches the app’s purpose.
ℹ️ Review Access Wifi State android.permission.ACCESS_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Change Wifi State android.permission.CHANGE_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
Common Vibration control android.permission.VIBRATE Allows the app to control device vibration. Used for notifications, alerts, haptic feedback, timers, alarms, or game feedback. Generally low risk by itself.
🚨 High attention Send text messages android.permission.SEND_SMS Allows the app to send SMS messages from the device. May be used by messaging, emergency, carrier, automation, or verification apps. High attention permission because it can create charges or send messages from your number.
Common View network status android.permission.ACCESS_NETWORK_STATE Allows the app to check whether the device is connected to Wi-Fi, mobile data, or another network. Often used to avoid loading content when offline or to adjust loading based on connection quality. Generally low risk by itself.
ℹ️ Review Use Biometric android.permission.USE_BIOMETRIC This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Read contacts android.permission.READ_CONTACTS Allows the app to read contacts stored on the device. Used for messaging, calling, social features, contact sync, invitations, or account matching. Sensitive permission. Review carefully if the app does not need contact-related features.
ℹ️ Review Read Profile android.permission.READ_PROFILE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Bluetooth access android.permission.BLUETOOTH Allows the app to use Bluetooth features. Used for headphones, controllers, wearables, cars, smart devices, nearby sharing, or accessories. Review if the app has no obvious nearby-device or accessory feature.
ℹ️ Review Connect to Bluetooth devices android.permission.BLUETOOTH_CONNECT Allows the app to connect to paired Bluetooth devices. Used for audio devices, controllers, watches, cars, sensors, and smart accessories. Review paired-device access if the app does not need Bluetooth features.
ℹ️ Review Bluetooth Scan android.permission.BLUETOOTH_SCAN This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Manage Users android.permission.MANAGE_USERS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Send notifications android.permission.POST_NOTIFICATIONS Allows the app to send notifications to the device. Used for alerts, reminders, messages, account activity, updates, or media controls. Review notification settings if the app sends too many alerts.
ℹ️ Review NFC access android.permission.NFC Allows the app to use near-field communication features. Used for tap-to-pay, access cards, tags, pairing, identity, transit, or device sharing features. Review if the app has no clear NFC-related function.
ℹ️ Review C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Foreground Service android.permission.FOREGROUND_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
🚨 High attention Read text messages android.permission.READ_SMS Allows the app to read SMS messages on the device. May be used for verification codes, messaging features, backup tools, or communication apps. High attention permission. Only grant this to apps you strongly trust.
ℹ️ Review Gms Permission Ad Id com.google.android.gms.permission.AD_ID This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Keep device awake android.permission.WAKE_LOCK Allows the app to prevent the device from sleeping while a task is running. Used for media playback, downloads, navigation, alarms, calls, or long-running background tasks. Review battery usage if the app keeps the device awake too often.
ℹ️ Review Change Network State android.permission.CHANGE_NETWORK_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Receive Boot Completed android.permission.RECEIVE_BOOT_COMPLETED This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Approximate location android.permission.ACCESS_COARSE_LOCATION Allows the app to access an approximate device location. Used for weather, local content, regional features, nearby services, or location-based settings. Sensitive permission. Review whether the app needs location access.
ℹ️ Review High Sampling Rate Sensors android.permission.HIGH_SAMPLING_RATE_SENSORS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Idfcfirstbank Optimus Dynamic Receiver Not Exported Permission com.idfcfirstbank.optimus.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Providers Gsf Permission Read Gservices com.google.android.providers.gsf.permission.READ_GSERVICES This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Modify Audio Settings android.permission.MODIFY_AUDIO_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Finsky Permission Bind Get Install Referrer Service com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.

About IDFC FIRST Bank

Banking app to make UPI fund transfers, credit card payments & check A/C balance

What IDFC FIRST Bank Is Used For

IDFC FIRST Bank is a phone banking app based on the metadata provided. It appears to be used for common everyday banking tasks such as UPI fund transfers, credit card payments, and checking account balance from an Android device. As a finance app, it is likely meant for customers who want to manage routine bank transactions without visiting a branch or using a browser.

The listed permissions suggest support for features that often involve identity verification and secure access, such as fingerprint or biometric login, camera use, SMS access, and contact or phone-number access for account-related flows. Permissions like location, NFC, and Bluetooth may indicate support for additional banking or verification functions, though the exact use depends on how the app is configured. Based on the metadata, this app seems most relevant for users who need a mobile banking experience on a phone, especially for transfers, payments, and balance checks.

Common uses

  • Send UPI transfers from a mobile banking app
  • Pay IDFC FIRST Bank credit card bills
  • Check account balance and basic account information
  • Use biometric or fingerprint sign-in where supported
  • Complete identity or payment-related steps that may use SMS or camera access
  • Access banking tools from a phone-based app instead of a desktop site
Best for:
bank customers mobile banking upi payments credit card users phone app

App Details

Package:
com.idfcfirstbank.optimus
Category:
Finance
Developer:
IDFC FIRST Bank Ltd.
Version:
2.1
Contains Ads:
No
In-App Purchases:
No

Official Listing

  • Package name: com.idfcfirstbank.optimus

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How to Download IDFC FIRST Bank

If this app is not hosted directly on APKApps official link, then for the safest and most up-to-date version, install it from its official Google Play listing.