About Debt Payoff Planner & Tracker
The Debt Payoff Planner 📱 app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans 🎉. Today is the day to make a plan with a loan calculator and begin paying down debt. With Debt Payoff Planner, calculating your debt-free date and getting a customized debt repayment schedule is as easy as entering basic information about your loans: current balance of the loan, annual percentage rate (APR), and minimum payment amount. Easy steps to becoming debt free with Debt Payoff Planner: Enter your loans and debts Enter your additional monthly payment budget to pay down faster Choose a debt payoff strategy ☃️ Dave Ramsey's Debt Snowball (lowest balance first) 🏔️ Debt Avalanche (highest rate first) ❄️ Debt Snowflake (one-time extra payment toward loans) ♾️ Custom debt free payoff plan Debt Payoff Planner and Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Additionally, there is an option to create an account for saving debt payoff and payment information. This account can be accessed across multiple devices, from multiple app stores. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, the apps points out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there are some tips on credit card balance transfers as well as strategies for debt consolidation. Eight different loan categories are…
What Debt Payoff Planner & Tracker Is Used For
Debt Payoff Planner & Tracker appears to be a finance app focused on organizing loan repayment into a clear schedule. Based on the metadata, it is commonly used to enter balances, APR, and minimum payments for multiple debts, then estimate a debt-free date and compare different payoff approaches such as snowball, avalanche, snowflake, or a custom plan.
The app may be especially useful for people who want a structured way to track monthly progress and see how extra payments could shorten repayment time. Its finance category and calculator-based features suggest it is meant for personal budgeting and debt planning on a phone. The network permissions and optional account backup described in the metadata may support syncing or saving repayment information across devices, while the sleep-related permission may help keep the app active during planning or review sessions.
Common uses
- Plan repayment for loans and credit accounts
- Estimate a debt-free date from loan details
- Compare payoff methods like snowball or avalanche
- Track how extra monthly payments may change the schedule
- Review minimum-payment versus accelerated-payment scenarios
- Save repayment information for later reference or account backup
App Details
Package:
com.oxbowsoft.debtplanner
Developer:
Easily get a plan and stick to it - OxbowSoft LLC
Version:
2.54
Updated:
Feb 9, 2026
Min Android:
6.0
Age Rating:
Everyone
Contains Ads:
Yes
In-App Purchases:
Yes
Official Listing
-
Official listing available on
Google Play
-
Package name:
com.oxbowsoft.debtplanner
-
Age rating:
Everyone
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How to Download Debt Payoff Planner & Tracker
If this app is not hosted directly on APKApps official link,
then for the safest and most up-to-date version, install it from its official Google Play listing.