M-PESA icon

Phone

M-PESA

Finance Safaricom PLC ⭐ 4.77 10,000,000+

The new M-PESA App makes it easier to transact on M-PESA

Version 3.1.0 76.2 MB

Screenshots

No screenshots available yet.

Permissions Explained 39 permissions requested View details

This app requests 39 permissions. The table below explains what each permission may allow and what users should review before installing.

Status Permission What it means Why it may be used User safety note
ℹ️ Review Read Sync Settings android.permission.READ_SYNC_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Write Sync Settings android.permission.WRITE_SYNC_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Get Accounts android.permission.GET_ACCOUNTS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Microphone access android.permission.RECORD_AUDIO Allows the app to record audio from the device microphone. Used for voice messages, calls, video chat, speech search, audio recording, or voice commands. Sensitive permission. Only grant it to apps where microphone use is expected.
ℹ️ Review Modify Audio Settings android.permission.MODIFY_AUDIO_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Camera access android.permission.CAMERA Allows the app to use the device camera. Used for QR scanning, taking photos, video calls, document capture, AR features, or profile images. Sensitive permission. Grant only when camera features are expected.
Common Internet access android.permission.INTERNET Allows the app to open network connections and communicate with online services. Commonly used for streaming, syncing, login, ads, analytics, downloads, cloud features, and app updates. Common permission. Review the app’s behavior if it does not appear to need online access.
⚠️ Sensitive Read contacts android.permission.READ_CONTACTS Allows the app to read contacts stored on the device. Used for messaging, calling, social features, contact sync, invitations, or account matching. Sensitive permission. Review carefully if the app does not need contact-related features.
⚠️ Sensitive Read phone state android.permission.READ_PHONE_STATE Allows the app to access phone status and device-related information. Used for call handling, carrier services, device identification, account security, or playback interruption handling. Sensitive permission. Review whether the app has a clear phone-related reason.
ℹ️ Review Read Phone Numbers android.permission.READ_PHONE_NUMBERS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Keep device awake android.permission.WAKE_LOCK Allows the app to prevent the device from sleeping while a task is running. Used for media playback, downloads, navigation, alarms, calls, or long-running background tasks. Review battery usage if the app keeps the device awake too often.
ℹ️ Review Write Contacts android.permission.WRITE_CONTACTS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
Common View network status android.permission.ACCESS_NETWORK_STATE Allows the app to check whether the device is connected to Wi-Fi, mobile data, or another network. Often used to avoid loading content when offline or to adjust loading based on connection quality. Generally low risk by itself.
⚠️ Sensitive Modify external storage android.permission.WRITE_EXTERNAL_STORAGE Allows the app to write or modify files in shared device storage. Used for saving downloads, media files, exports, edited documents, backups, or cached content. Sensitive permission. Make sure file access matches the app’s purpose.
⚠️ Sensitive Read external storage android.permission.READ_EXTERNAL_STORAGE Allows the app to read files from shared device storage. Used by media players, file managers, backup apps, editors, upload tools, and document apps. Sensitive permission. Review carefully if the app does not need access to files or media.
ℹ️ Review Read Media Images android.permission.READ_MEDIA_IMAGES This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Get Tasks android.permission.GET_TASKS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Use Biometric android.permission.USE_BIOMETRIC This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Schedule Exact Alarm android.permission.SCHEDULE_EXACT_ALARM This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
🚨 High attention Place phone calls android.permission.CALL_PHONE Allows the app to start phone calls. Used by dialers, support apps, emergency apps, business apps, or communication tools. High attention permission. Grant only when calling features are expected.
ℹ️ Review Send notifications android.permission.POST_NOTIFICATIONS Allows the app to send notifications to the device. Used for alerts, reminders, messages, account activity, updates, or media controls. Review notification settings if the app sends too many alerts.
ℹ️ Review Use Fingerprint android.permission.USE_FINGERPRINT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Approximate location android.permission.ACCESS_COARSE_LOCATION Allows the app to access an approximate device location. Used for weather, local content, regional features, nearby services, or location-based settings. Sensitive permission. Review whether the app needs location access.
⚠️ Sensitive Precise location android.permission.ACCESS_FINE_LOCATION Allows the app to access the device’s precise location when granted by the user. Used for maps, navigation, local recommendations, weather, rideshare, nearby devices, or location-based content. Sensitive permission. Grant only when location access matches the app’s purpose.
ℹ️ Review Access Wifi State android.permission.ACCESS_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Providers Gsf Permission Read Gservices com.google.android.providers.gsf.permission.READ_GSERVICES This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Receive Sms android.permission.RECEIVE_SMS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
🚨 High attention Read text messages android.permission.READ_SMS Allows the app to read SMS messages on the device. May be used for verification codes, messaging features, backup tools, or communication apps. High attention permission. Only grant this to apps you strongly trust.
🚨 High attention Send text messages android.permission.SEND_SMS Allows the app to send SMS messages from the device. May be used by messaging, emergency, carrier, automation, or verification apps. High attention permission because it can create charges or send messages from your number.
ℹ️ Review C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Gms Permission Ad Id com.google.android.gms.permission.AD_ID This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Finsky Permission Bind Get Install Referrer Service com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Receive Boot Completed android.permission.RECEIVE_BOOT_COMPLETED This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Foreground Service android.permission.FOREGROUND_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Read Media Audio android.permission.READ_MEDIA_AUDIO This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Read Media Video android.permission.READ_MEDIA_VIDEO This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Reorder Tasks android.permission.REORDER_TASKS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Change Wifi State android.permission.CHANGE_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review NFC access android.permission.NFC Allows the app to use near-field communication features. Used for tap-to-pay, access cards, tags, pairing, identity, transit, or device sharing features. Review if the app has no clear NFC-related function.

About M-PESA

The new M-PESA App makes it easier to transact on M-PESA

What M-PESA Is Used For

M-PESA is a finance app for managing Safaricom M-PESA transactions on a phone. Based on the metadata, it appears to be designed to make common mobile money tasks easier from one place, rather than requiring users to rely only on USSD or separate services.

The permissions suggest the app may support account access, contact-based transfers, phone-number handling, SMS-based verification, biometrics, and camera use for tasks such as identity checks or scanning related information. Network access, notifications, location, and storage permissions also indicate it may be used for checking account activity, receiving transaction updates, and handling saved documents or media related to payments. In practice, people commonly use an app like this to send money, receive funds, pay bills, buy airtime or data, and review transaction history on a mobile device.

Common uses

  • Send and receive mobile money on a phone
  • Check balances and recent transaction activity
  • Pay bills or make everyday payments
  • Buy airtime or other mobile services
  • Use contacts and phone numbers for transfers
  • Verify actions with SMS, fingerprint, or biometric login
  • Handle payment-related alerts and notifications
Best for:
Mobile money users Phone banking users Everyday payments Bill payments Airtime top-ups

App Details

Package:
com.safaricom.mpesa.lifestyle
Category:
Finance
Developer:
Safaricom PLC
Version:
3.1.0
Contains Ads:
No
In-App Purchases:
No

Official Listing

  • Package name: com.safaricom.mpesa.lifestyle

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How to Download M-PESA

If this app is not hosted directly on APKApps official link, then for the safest and most up-to-date version, install it from its official Google Play listing.