UNest: Investing for Your Kids

Imagine a brighter future for your kids, then take the first step in building it with UNest. Make bi-weekly or monthly contributions to your child's account and earn money from the brands you love when you shop. UNest makes it easy to build a solid financial foundation. With a custodial account, smart investing tools, and a variety of options, we help you manage your family finances effortlessly. A UTMA is the basis of every UNest account. This allows the funds you save to grow for the benefit of your child, with potential tax advantages depending on your situation. In addition, the funds you've invested can be withdrawn and used for any child-related expenses without penalty.* With our relentless dedication to building a safe and secure investment app, you can rest easy and focus on what's truly important to your family with UNest. UNEST BENEFITS: ● INVEST Make recurring contributions, track your investment growth, and choose from a simple selection of investment options. ● REWARDS Stash more cash right into your child’s account simply by shopping at the brands you love. Earn rewards & discounts when you purchase products from within the UNest app. ● SECURE Invest safely thanks to our industry-leading, bank-level encryption that helps keep your financial data secure. ● FLEXIBLE Life getting in the way? No worries. Make free withdrawals for child-related emergencies* or use funds for any child-related costs such as college tuition or a down payment. Depending on your tax situation, your account may enjoy tax benefits. ● SUBSCRIPTIONS New UNest members who join on or after November 20, 2025 will be billed under our updated pricing model of $2 per month plus a 0.25 percent annual fee on invested assets. Other fees may apply. Existing members who subscribed before this date will continue under the subscription plan they originally selected unless they choose to change plans. Full pricing details are available at https://www.unest.co/pricing Download UNest and start building your child’s financial future today! If you have any questions, don’t hesitate to reach out at [email protected] * Funds may be subject to capital gains tax DISCLOSURES INVESTING INVOLVES RISK. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA (https://finra.org) and SIPC (https://sipc.org). UNest charges a subscription fee for the services provided as part of UNest Membership, including personal use of the UNest app. UNest Holdings, Inc. charges this fee; however, it also covers any advisory services UNest Advisers, LLC provides. You can manage your subscription via the Google Play Store. Recurring billing, cancel anytime. Please refer to the Program Description for more details at https://unest.co/iaa Disclosures are available at…