BHIM icon

Phone

BHIM

Finance National Payments Corporation of India (NPCI) ⭐ 4.12 100,000,000+

Simple and Secure - UPI, Recharges, Bill Payments

Version 3.7.1 34.3 MB

Screenshots

No screenshots available yet.

Permissions Explained 26 permissions requested View details

This app requests 26 permissions. The table below explains what each permission may allow and what users should review before installing.

Status Permission What it means Why it may be used User safety note
Common Internet access android.permission.INTERNET Allows the app to open network connections and communicate with online services. Commonly used for streaming, syncing, login, ads, analytics, downloads, cloud features, and app updates. Common permission. Review the app’s behavior if it does not appear to need online access.
Common View network status android.permission.ACCESS_NETWORK_STATE Allows the app to check whether the device is connected to Wi-Fi, mobile data, or another network. Often used to avoid loading content when offline or to adjust loading based on connection quality. Generally low risk by itself.
⚠️ Sensitive Read contacts android.permission.READ_CONTACTS Allows the app to read contacts stored on the device. Used for messaging, calling, social features, contact sync, invitations, or account matching. Sensitive permission. Review carefully if the app does not need contact-related features.
⚠️ Sensitive Read phone state android.permission.READ_PHONE_STATE Allows the app to access phone status and device-related information. Used for call handling, carrier services, device identification, account security, or playback interruption handling. Sensitive permission. Review whether the app has a clear phone-related reason.
🚨 High attention Place phone calls android.permission.CALL_PHONE Allows the app to start phone calls. Used by dialers, support apps, emergency apps, business apps, or communication tools. High attention permission. Grant only when calling features are expected.
ℹ️ Review Access Wifi State android.permission.ACCESS_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Change Wifi State android.permission.CHANGE_WIFI_STATE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
🚨 High attention Send text messages android.permission.SEND_SMS Allows the app to send SMS messages from the device. May be used by messaging, emergency, carrier, automation, or verification apps. High attention permission because it can create charges or send messages from your number.
🚨 High attention Read text messages android.permission.READ_SMS Allows the app to read SMS messages on the device. May be used for verification codes, messaging features, backup tools, or communication apps. High attention permission. Only grant this to apps you strongly trust.
ℹ️ Review Keep device awake android.permission.WAKE_LOCK Allows the app to prevent the device from sleeping while a task is running. Used for media playback, downloads, navigation, alarms, calls, or long-running background tasks. Review battery usage if the app keeps the device awake too often.
⚠️ Sensitive Modify external storage android.permission.WRITE_EXTERNAL_STORAGE Allows the app to write or modify files in shared device storage. Used for saving downloads, media files, exports, edited documents, backups, or cached content. Sensitive permission. Make sure file access matches the app’s purpose.
⚠️ Sensitive Read external storage android.permission.READ_EXTERNAL_STORAGE Allows the app to read files from shared device storage. Used by media players, file managers, backup apps, editors, upload tools, and document apps. Sensitive permission. Review carefully if the app does not need access to files or media.
⚠️ Sensitive Approximate location android.permission.ACCESS_COARSE_LOCATION Allows the app to access an approximate device location. Used for weather, local content, regional features, nearby services, or location-based settings. Sensitive permission. Review whether the app needs location access.
⚠️ Sensitive Precise location android.permission.ACCESS_FINE_LOCATION Allows the app to access the device’s precise location when granted by the user. Used for maps, navigation, local recommendations, weather, rideshare, nearby devices, or location-based content. Sensitive permission. Grant only when location access matches the app’s purpose.
ℹ️ Review Receive Sms android.permission.RECEIVE_SMS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review NFC access android.permission.NFC Allows the app to use near-field communication features. Used for tap-to-pay, access cards, tags, pairing, identity, transit, or device sharing features. Review if the app has no clear NFC-related function.
⚠️ Sensitive Microphone access android.permission.RECORD_AUDIO Allows the app to record audio from the device microphone. Used for voice messages, calls, video chat, speech search, audio recording, or voice commands. Sensitive permission. Only grant it to apps where microphone use is expected.
ℹ️ Review Modify Audio Settings android.permission.MODIFY_AUDIO_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Send notifications android.permission.POST_NOTIFICATIONS Allows the app to send notifications to the device. Used for alerts, reminders, messages, account activity, updates, or media controls. Review notification settings if the app sends too many alerts.
⚠️ Sensitive Camera access android.permission.CAMERA Allows the app to use the device camera. Used for QR scanning, taking photos, video calls, document capture, AR features, or profile images. Sensitive permission. Grant only when camera features are expected.
ℹ️ Review Use Biometric android.permission.USE_BIOMETRIC This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Use Fingerprint android.permission.USE_FINGERPRINT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
Common Vibration control android.permission.VIBRATE Allows the app to control device vibration. Used for notifications, alerts, haptic feedback, timers, alarms, or game feedback. Generally low risk by itself.
ℹ️ Review Finsky Permission Bind Get Install Referrer Service com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Gms Permission Ad Id com.google.android.gms.permission.AD_ID This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.

About BHIM

Simple and Secure - UPI, Recharges, Bill Payments

What BHIM Is Used For

BHIM appears to be a finance app built for UPI-based payments on Android phones. Based on the metadata, people commonly use it to send and receive money, make everyday bill payments, and handle recharge-related tasks from one place. Its title and category suggest it is aimed at personal digital payments rather than broader banking or investment features.

The permission set points to several functions that are often needed for payment apps, such as reading contacts for finding people to pay, using SMS and phone state for account or verification workflows, and accessing location, camera, NFC, and biometric authentication where supported. It may also use notifications, storage, and network access to manage transaction updates and app content. Because it is a phone app, it appears intended for regular on-the-go use on smartphones rather than large-screen devices.

Common uses

  • Send and receive UPI payments on a phone
  • Pay bills and handle common recharge tasks
  • Find or select contacts for transfers
  • Use biometric or fingerprint sign-in where available
  • Receive transaction alerts and app notifications
  • Support verification flows that may rely on SMS or phone state
  • Use camera, NFC, or location features when needed for payment-related actions
Best for:
digital payments upi users bill payments phone app personal finance

App Details

Package:
in.org.npci.upiapp
Category:
Finance
Developer:
National Payments Corporation of India (NPCI)
Version:
3.7.1
Contains Ads:
No
In-App Purchases:
No

Official Listing

  • Package name: in.org.npci.upiapp

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How to Download BHIM

If this app is not hosted directly on APKApps official link, then for the safest and most up-to-date version, install it from its official Google Play listing.