IKO icon

Phone

IKO

Finance PKO Bank Polski SA ⭐ 4.70 10,000,000+

Activate the IKO app and manage your personal finances on your phone

Version 3.152.12 71.1 MB

Screenshots

No screenshots available yet.

Permissions Explained 43 permissions requested View details

This app requests 43 permissions. The table below explains what each permission may allow and what users should review before installing.

Status Permission What it means Why it may be used User safety note
ℹ️ Review NFC access android.permission.NFC Allows the app to use near-field communication features. Used for tap-to-pay, access cards, tags, pairing, identity, transit, or device sharing features. Review if the app has no clear NFC-related function.
ℹ️ Review Foreground Service android.permission.FOREGROUND_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Foreground Service Location android.permission.FOREGROUND_SERVICE_LOCATION This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
Common Internet access android.permission.INTERNET Allows the app to open network connections and communicate with online services. Commonly used for streaming, syncing, login, ads, analytics, downloads, cloud features, and app updates. Common permission. Review the app’s behavior if it does not appear to need online access.
Common View network status android.permission.ACCESS_NETWORK_STATE Allows the app to check whether the device is connected to Wi-Fi, mobile data, or another network. Often used to avoid loading content when offline or to adjust loading based on connection quality. Generally low risk by itself.
Common Vibration control android.permission.VIBRATE Allows the app to control device vibration. Used for notifications, alerts, haptic feedback, timers, alarms, or game feedback. Generally low risk by itself.
ℹ️ Review Receive Boot Completed android.permission.RECEIVE_BOOT_COMPLETED This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Camera access android.permission.CAMERA Allows the app to use the device camera. Used for QR scanning, taking photos, video calls, document capture, AR features, or profile images. Sensitive permission. Grant only when camera features are expected.
ℹ️ Review Use Full Screen Intent android.permission.USE_FULL_SCREEN_INTENT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Send notifications android.permission.POST_NOTIFICATIONS Allows the app to send notifications to the device. Used for alerts, reminders, messages, account activity, updates, or media controls. Review notification settings if the app sends too many alerts.
⚠️ Sensitive Read contacts android.permission.READ_CONTACTS Allows the app to read contacts stored on the device. Used for messaging, calling, social features, contact sync, invitations, or account matching. Sensitive permission. Review carefully if the app does not need contact-related features.
⚠️ Sensitive Read phone state android.permission.READ_PHONE_STATE Allows the app to access phone status and device-related information. Used for call handling, carrier services, device identification, account security, or playback interruption handling. Sensitive permission. Review whether the app has a clear phone-related reason.
⚠️ Sensitive Modify external storage android.permission.WRITE_EXTERNAL_STORAGE Allows the app to write or modify files in shared device storage. Used for saving downloads, media files, exports, edited documents, backups, or cached content. Sensitive permission. Make sure file access matches the app’s purpose.
🚨 High attention Place phone calls android.permission.CALL_PHONE Allows the app to start phone calls. Used by dialers, support apps, emergency apps, business apps, or communication tools. High attention permission. Grant only when calling features are expected.
⚠️ Sensitive Read external storage android.permission.READ_EXTERNAL_STORAGE Allows the app to read files from shared device storage. Used by media players, file managers, backup apps, editors, upload tools, and document apps. Sensitive permission. Review carefully if the app does not need access to files or media.
⚠️ Sensitive Approximate location android.permission.ACCESS_COARSE_LOCATION Allows the app to access an approximate device location. Used for weather, local content, regional features, nearby services, or location-based settings. Sensitive permission. Review whether the app needs location access.
⚠️ Sensitive Precise location android.permission.ACCESS_FINE_LOCATION Allows the app to access the device’s precise location when granted by the user. Used for maps, navigation, local recommendations, weather, rideshare, nearby devices, or location-based content. Sensitive permission. Grant only when location access matches the app’s purpose.
ℹ️ Review Access Background Location android.permission.ACCESS_BACKGROUND_LOCATION This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Use Biometric android.permission.USE_BIOMETRIC This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
⚠️ Sensitive Microphone access android.permission.RECORD_AUDIO Allows the app to record audio from the device microphone. Used for voice messages, calls, video chat, speech search, audio recording, or voice commands. Sensitive permission. Only grant it to apps where microphone use is expected.
ℹ️ Review Query All Packages android.permission.QUERY_ALL_PACKAGES This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Gms Permission Ad Id com.google.android.gms.permission.AD_ID This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Keep device awake android.permission.WAKE_LOCK Allows the app to prevent the device from sleeping while a task is running. Used for media playback, downloads, navigation, alarms, calls, or long-running background tasks. Review battery usage if the app keeps the device awake too often.
ℹ️ Review Use Fingerprint android.permission.USE_FINGERPRINT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review C2dm Permission Receive com.google.android.c2dm.permission.RECEIVE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Finsky Permission Bind Get Install Referrer Service com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Pl Pkobp Iko Dynamic Receiver Not Exported Permission pl.pkobp.iko.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Sec Android Provider Badge Permission Read com.sec.android.provider.badge.permission.READ This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Sec Android Provider Badge Permission Write com.sec.android.provider.badge.permission.WRITE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Htc Launcher Permission Read Settings com.htc.launcher.permission.READ_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Htc Launcher Permission Update Shortcut com.htc.launcher.permission.UPDATE_SHORTCUT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Sonyericsson Home Permission Broadcast Badge com.sonyericsson.home.permission.BROADCAST_BADGE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Sonymobile Home Permission Provider Insert Badge com.sonymobile.home.permission.PROVIDER_INSERT_BADGE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Anddoes Launcher Permission Update Count com.anddoes.launcher.permission.UPDATE_COUNT This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Majeur Launcher Permission Update Badge com.majeur.launcher.permission.UPDATE_BADGE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Huawei Android Launcher Permission Change Badge com.huawei.android.launcher.permission.CHANGE_BADGE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Huawei Android Launcher Permission Read Settings com.huawei.android.launcher.permission.READ_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Huawei Android Launcher Permission Write Settings com.huawei.android.launcher.permission.WRITE_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Read App Badge android.permission.READ_APP_BADGE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Oppo Launcher Permission Read Settings com.oppo.launcher.permission.READ_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Com Oppo Launcher Permission Write Settings com.oppo.launcher.permission.WRITE_SETTINGS This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Me Everything Badger Permission Badge Count Read me.everything.badger.permission.BADGE_COUNT_READ This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.
ℹ️ Review Me Everything Badger Permission Badge Count Write me.everything.badger.permission.BADGE_COUNT_WRITE This is an Android permission or app-specific permission requested by the app. The app may use this permission for features related to its category, device support, background behavior, storage, connectivity, or system integration. Review this permission before installing, especially if it does not match the app’s expected purpose.

About IKO

Activate the IKO app and manage your personal finances on your phone

What IKO Is Used For

IKO appears to be a mobile banking app from PKO Bank Polski SA, designed for managing personal finances on an Android phone. Based on the metadata, it is likely used for everyday banking tasks such as checking account information, handling transfers, and reviewing financial activity from a mobile device.

The listed permissions suggest the app may support common banking features that rely on device hardware and system access, such as biometric sign-in, camera-based checks or scans, contact access for sharing payment-related details, and location-aware functions. Network access, notifications, and background services also indicate it may be used to receive account alerts and keep banking features available on the phone. Because it is categorized as Finance and built for phones, it appears intended for regular personal banking rather than large-screen or media use.

Common uses

  • Check personal bank account details on a phone
  • Manage day-to-day banking tasks like transfers or payments
  • Use biometric login or fingerprint-based access where supported
  • Receive notifications related to account activity or banking events
  • Access camera-related features that may support verification or scanning
  • Use contact or phone-related permissions for banking workflows or sharing details
  • Handle banking on a mobile device rather than a desktop
Best for:
mobile banking personal finance phone users biometric login account management

App Details

Package:
pl.pkobp.iko
Category:
Finance
Developer:
PKO Bank Polski SA
Version:
3.152.12
Contains Ads:
No
In-App Purchases:
No

Official Listing

  • Package name: pl.pkobp.iko

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How to Download IKO

If this app is not hosted directly on APKApps official link, then for the safest and most up-to-date version, install it from its official Google Play listing.